STILL NOT SURE?

Frequently Asked Questions

We understand real estate is complex. Below is a comprehensive list of FAQs we see on a regular basis.

EMD / Double Close / Gap Lending

What is EMD (Earnest Money Deposit) funding, and how does it work?

EMD funding provides short-term capital to cover the earnest money deposit required to secure a real estate contract. We fund deals quickly so you can lock in properties without tying up your own cash.

What is a double closing, and when should I use it?

A double closing allows you to buy and sell a property on the same day without using your own funds. This is ideal for wholesalers and investors who want to profit from a deal without holding the property.

How does gap lending help investors close deals?

Gap lending provides additional capital to cover the difference between your primary funding source and the total amount needed to close. This is perfect for investors who are short on funds but have a solid deal in place.

What are the requirements to qualify for EMD, double close, or gap funding?

We evaluate deals based on the strength of the investment, not your credit score. If your deal has solid profit potential and a clear exit strategy, we’ll work with you to structure financing.

How long does it take to get funding?

We respond to funding requests within 36-48 hours, and approved deals are funded within the same time frame.

What types of deals qualify for gap funding?

We focus on residential and commercial real estate deals with strong profit potential. Fix-and-flips, wholesale deals, and new construction projects are all eligible.

What are the fees and costs associated with these funding options?

Fees vary based on the deal, but we ensure our terms are competitive and structured to make your investment profitable.

Do you require credit checks for gap funding?

No, our lending decisions are based on the property and deal structure, not your personal credit score.

Can I use EMD or gap funding multiple times for different deals?

Yes! Many investors work with us repeatedly to scale their real estate business.

Is there a minimum or maximum loan amount for these services?

We evaluate each deal individually, so loan amounts depend on the property and funding requirements.

What happens if my deal falls through after I’ve received funding?

Lorem ipsum dolor sit amet, consectetur adipisicing elit. Autem dolore, alias, numquam enim ab voluptate id quam harum ducimus cupiditate similique quisquam et deserunt, recusandae.

Private Money Lending

What is private money lending, and how does it differ from traditional loans?

Private money lending provides fast, flexible real estate funding without the red tape of traditional banks. We focus on asset-based lending, meaning approvals are based on the deal—not your credit score.

What types of projects do you fund with private money?

We finance fix-and-flips, rental properties, new construction, and commercial real estate projects.

What are the typical loan terms (interest rates, repayment, etc.)?

Interest rates are project-dependent because we work with you to structure a deal that makes sense. Loan terms vary based on the project scope and investment timeline.

How long does it take to get approved for a private money loan?

We respond to inquiries within 36-48 hours and fund approved loans within 5-7 business days.

What collateral is required for private money loans?

We secure loans using the real estate asset itself. Additional collateral may be required depending on the deal.

Do you lend to first-time investors, or do I need experience?

We work with both new and experienced investors, as long as the deal makes sense.

What is the loan-to-value (LTV) ratio for private money loans?

LTV varies based on the deal but typically ranges from 65-85% of the property value.

Do you require personal guarantees or credit checks?

Personal guarantees are not required for all private money but may be in certain circumstances.

Can I use private money for fix-and-flips, buy-and-holds, or new construction?

Yes, we fund all of these investment strategies.

How does the repayment process work?

Loan repayment is structured based on the investment type. Some loans have monthly interest payments, while others are repaid at the time of sale or refinance.

Investing in Our Projects

What types of real estate projects do you invest in?

We focus on high-yield residential and commercial real estate projects, including fix-and-flips, new developments, and value-add properties.

What kind of returns can investors expect?

Returns vary by project, but we aim to provide handsome returns with structured risk mitigation.

How do you structure investment opportunities?

Lorem ipsum dolor sit amet, consectetur adipisicing elit. Autem dolore, alias, numquam enim ab voluptate id quam harum ducimus cupiditate similique quisquam et deserunt, recusandae.

What is the minimum investment required?

Our minimum investment is $10,000.

How long is the typical investment term?

Investment terms depend on the project but generally range from 6 months to 3 years.

Are investments secured by real estate assets?

Yes, all investments are secured by tangible real estate assets.

How do you mitigate risk for investors?

We conduct extensive due diligence, conservative underwriting, and strategic planning to maximize investor security and returns.

What makes your investment opportunities different from other real estate investments?

We focus on high-growth markets, strong risk management, and investor-first strategies to ensure sustainable, profitable deals.

Can I invest passively without being actively involved in the deal?

Yes! These are passive investment opportunities where you can earn strong returns without the hassle of managing properties.

How often do investors receive updates and reports on their investments?

We provide regular, monthly updates so investors stay informed about their investments’ progress.

What tax advantages are available when investing in real estate with your company?

Real estate investing offers several tax benefits, including depreciation, capital gains deferrals, and tax-sheltered returns depending on the structure of your investment. We recommend consulting with a tax professional for personalized guidance.